With Christmas 2014 behind us, it is time for me and my family (and hopefully you too if you decide to commit!) to start saving for Christmas 2015.
Are you ready to make a “Pay Cash for Christmas 2015” commitment?
How to make your Pay Cash For Christmas 2015 Commitment
Please, don’t panic, but this is going to require a bit of math, so if numbers are not your favourite, take a deep breath, stick with me, and follow these steps: